So far, so good

This was my first week at my new job and so far I'm loving it! Within my first week at my last job I was miserable, so I'm taking this as a good sign. I had new employee orientation yesterday and they explained all of our benefits. We get a pension plan and a 403(b) with 50% employer matching on the first 6% we contribute. Both are fully vested after 3 years. The fund choices for the 403(b) seem pretty good. I'm going to start out by contributing 6% in order to get the full match, but beyond that I'll put money in my Roth IRA until I reach the limit because the expenses on it are next to nothing.

I'm struggling with what health plan to choose. There are four options ranging in premiums from $20.32-$91.07 biweekly. To complicate things further, it doesn't appear that my doctor is in their network. I absolutely love my doctor and have been going to her for almost 10 years. I really don't want to switch doctors, but the cost of going out-of-network is horrible. ugh....